Loans (Golden Rainbow)

Fine! Econ is the answer.

LOL, you tell me how it isnt and i will listen

Who would need a loan from a player or the world bank if they was econ savvie and makin money?

I know. All new countries should have a time where they borrow money for infrastructure. Not because their economy is failing, but simply to speed up progress.

LOLWENDY

Just to clarify, I didn't ask you for pics, I continued that extended joke from the IDC recruitment page where I suggested that you're in some kind of, er, "situation" with me. Your response to my question seems like you're taking my lulz in good humour, which is good, but your response to Tommi then made it seem like you thought I was being offensive. So, if I offended you, I apologise. Please try to take everything I say with a grain of salt and remember, it's all for the lulz and for the drama.

Oh, and thank you for clarifying.

Look at that, SC fuzzy logic at work again. The last time it was at work we had War Levels. Might as well throw a wrench into the machine.

Warren Buffett gave his wealth to the Gates Foundation. He did not "give it to the poor". The difference is a world's a distance. He put the money to work in the foundation, and before that he put the money to work in the market. If Buffett had to reply, he would have said "put the money to use". Putting money to work here means: trading goods, trading GCs and loaning it. Donating money to the Security Council would be interesting; specially because the Security Council hasn't been receiving its taxes for months now.


W3C has a sickly knack to automatize everything. There's no fun in anything that is automatic; at the least, there's frustration. So let's try something different here and make some fun with the creation of a bond market. Let the forces of supply and demand define the interest rate and all that jazz.

This market would work fairly simple, because all bonds are backed by the World Bank, thus we don't have to take into consideration the country/empire/player who's asking for the money. To put supply and demand in work, an auction style market - as in the real world - would be setup, where everyone can see the bonds being issued and the interest rates bid. In order to buy a bond, your bid would have to be the smallest interest rate bid. Bonds would either be issued by the game when the country goes into the negative or by the player. These bonds offer should be up in the market for three days or something, they can be manually retracted, if proposed by the player or if there is positive cash on hand, but they cannot be manually accepted in order to prevent cheating.

Now... given there is no difference between exchange rates of the different worlds, this can be setup from the portal, and be used much liked the direct market. We bid X% from country X on world K on offer W.

As for the GM intervention, besides securing every loan/bond, he could automatically bid an X% interest rate, so as to mark a maximum interest rate. To make things interesting, X% could move depending on the average interest rate bid - or some other measure. So no abuse happens, X could move solely within a predetermined bound.

I can imagine a player coming to the forum or messaging his federation asking for other players to bid a lower interest rates on his bonds. Some players would cry for help, others would make a gag and a giggle. This kind of stuff is good for the game. Much better than having loans automatically issued and delivered.

In this style of market it is very difficult to cheat. Who's there to assure you someone else won't bid a lower interest rate? Plus, in the amazingly off chance he does manage to cheat, he'll be easily spotted, because his interest rates will be far above the market interest rate.

This feature is doable, safe and engaging. Basically, it would be a much needed extension of the Direct/Cash market.


I'll leave the "if costs are in game time and revenues are in real time isn't this a lark" discourse for another time.

Bring back pirating.

Join the DARK SIDE.

Accordion, I know who you are. You had a history with my husband when he played, albeit brief. I don't take offense in the sense where I would have wanted you banned or begged for you to be silenced from the forum etc.

Jokes and insults are good, I enjoy them, I was just trying to explain my line of reasoning for my response to tommi.

If i don't like something someone says, I declare war when they don't expect it, and remind them why. Generally, I don't like to get mad, I get even. Getting even can sometimes be painful and slow for the offender, but it happens more often than not.

You didn't offend me in a literal sense. Or a serious manner, I just responded in kind. It is a game, I'll react to this forum and anything anyone says with that reasoning in mind.

And as far as suggesting you ask Wildeyes for her pics. There were more than rumors about her exchanging pics. I do however have my doubts. If anyone is dense enough to believe that this highly intelligent woman is sending her own pics across the net to internet strangers than she is smarter than most of us realize despite how much we already witness of her past displays of such intelligence. I highly doubt anyone has her pics although I do believe she sent you all who claim to have them something. We have a long standing love/hate war, it is a gurl thing. I don't expect you to understand, but it was what I think could have really been offensive about my posts. I have quotes of our cozy exchanges but I'll leave them to history. She knows how I feel about her, it isn't all good, and isn't all bad and that is that.

Thank you Laguna for de-jumbling my thoughts and explaining the concept of bonds in an intelligible manner. I can't express myself the same way things come to mind. Not sure why, probably rushing my posts. Blah, it is who I am so... lol.

I had a history with your husband?? Who the heck was that? The only people I remember from back in the day were John Fire, you, Laguna, Stuart Taylor, the NLUO dude, Tattooed_Priest, and Austia.

Weird.

Back in the Day: you used to have a respectable foothold on Lacerta that was respected by AF before UC was a real power. You probably won't remember. He's entirely against the game now, for personal reasons, so I won't say who.

Ah yes...Lacerta. Those were the days.

Indeed they were. I was hardly interested in the game, but my husband went on about it and a few players often enough that I joined not long after he was forced out. Got banned or something, they even kept his membership fees.

I have experience with models, either by working them or building my own, so I can more easily say precisely what I want. Knowing maths helps too.

Models?!? Like Victoria Secret Models.

And I know maths... 1 boob + 1 boob = boobs, Does that count

Come to New York City if you wish to meet some models. Some even hang with karaoke studs.

Yes, that's the kind of models I work with. :p

That math is good enough for me.
I would have also accepted: 1 ball + 1 ball = ballsack.

1 tit + 1 bollock = Maestro

Honestly I'm bit of a loss as to what to do with the money I have and I don't have anything near the largest empires. I can buy more weapons I guess but really, if I'm not inclined to use them or up my war level so someone can make me use them then what? I have all the coins I need and don't make enough to sustain any sort of payback (not real interested either, my taxes are complicated enough without another revenue source and in my line of work having a revenue source from overseas is a pain due to the documentation of why/how/where/etc that has to be done for every transaction).

Lol, you're too honest X if you would declare that small income!

Donate to "The FED" and I promise you a statue in the center of The Red Zone, capital city of Central Scrutinizer. A lasting tribute to your GC making skills.

Honesty has little to do with it. Its just part of my 'line of work'. If I don't declare it I'll just get asked about it and someone else will write the details down. Part of it.