Tommi, Tommi, Tommi...
really? He asked a question, followed it up with an assumption to make me seem like I was exaggerating the fact that I have a lot of loans. He then proceeded to follow that up with some kind of seemingly innocent request that was rather insulting.
Now maybe I'm not your average internet chick, but asking a lady for pics in the manner he has is very insulting and offensive. So, excuse me for answering his question in a likewise manner.
As far as the rest. I will answer your questions.
Psycho_Honey gives money to the poor. I give very handsome exchange rates to respectful and humble new players that I find meet my criteria for such benevolence. I have given up to 2 trillion per coin in multiple exchanges made over the last 18 months. I have given a few players up to 10 TRillion in exchange for a single coin who have since disappeared. Not so much in the last 3 - 5 months because chat is lonely and boring. A waste of bandwidth when I have multiple programs running and multiple tabs open in my browser.
Psycho_Honey should give out money for loans, even more than 300 trillion. Because the name of this game is economics. Making loans make dollars. Why shouldn't I make more loans?
Psycho_Honey does exchange cash for coins. I have even sold many of them after that exchange outside of the game. What other purpose would they serve? I'll tell you why I shouldn't have exchanged them. I had more than 1200 Trillions in cash at one point. During that time period, more than 300 trillion were swiped from my countries on Little Upsilon due to settings changes made independently, by the game for no apparent reason. I paid those loans off even though I got no response to forum posts about it, from W3C or recompense for my very unusual and large losses. To make matters worse, I had those 1200 trillion when gold coins were worth more than double their current value. Which means had I held on to those coins, I would have had twice as many gold coins to sell today than previously. The rate of decline is also very alarming too, to me at least.
Now I have heard of the reasoning behind the GC devaluation. But the perceived benefit goes both ways but because it was done artificially absent a real market dictating price. Like a shortage of cash, or an excess of GC. Therefore, in my eyes, the benefits are artificial. Profits are measured in cash, which we know to be nowhere near the previous levels of more than 24 months ago.The profits are then translated into the universal GC. Now you will say to me that countries are more profitable than ever. Countries are making more GC than ever, but the only reason for that is that the base price is cut in half so the old 1 is now 2. So yeah Now I have more GC, but my cash is worth nothing, and harder to create. The increase in GC per sim dollar serves as a veil to the systematic decline of the markets and profitability across simcountry.
The only bonus in this is that the Gold Coin is still valued outside of Simcountry at 36USD per 360GC. But this only benefits as you say "a small number of very rich players."
I don't know why I feel offended right now. Maybe interpreted that last part of your post as an accusation of greed. Sorry if I mistook your words.