Loans should be more realistic!!!
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Simcountry is an Online Digital World where you are the President of a country. |
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No download needed! |
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Detailed Description:
Loans should be more realistic. As it is now any amount can be borrowed without regard to risk. Lenders should be able to set parameters for who they would like to lend to. ie; countries, corps or both. There should be levels of risk where the lender can set how much risk they are willing to take for a better return. Lenders should be able to set a maximum loan amount to an individual country or corp. Lenders should also be able to blacklist players they do not want to lend to. Countries with negative assets should have to pay higher interest rates and the lenders should be at risk of losing there money. If countries go too far into debt there should be an increasing chance of civil unrest and eventually the president should lose the country. Interest rates and risk for corps should increase as their debt increases. Corps that go bankrupt and close should default on their loans and the lenders should receive little or nothing for their debt paper. Lenders should also be able to sell debt on the open market. Perhaps in the direct trading area. Making changes such as these would make loans more realistic and limit how far in debt countries can go without ramifications. Please vote FOR this proposal. Thank you.
19 gamers voted for the proposal.
9 gamers voted against the proposal.
The proposal has been ACCEPTED.
W3Creative reaction:
This was voted and promised before but we did not get to the point of implementing it due to many other issues outstanding. Loans are today less important than before because many players exchange several gold coins and pay their loans back.
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