Making simcountry more realistic (Golden Rainbow)

Sicountry loans are unrealistic and interest rates are low, a real country doesn't give out loans to everybody and neither accepts loans from everybody. there should be a market created for loans and countries should have credit ratings. countries should be able to ask for loans and set the interest rates they are willing to pay, likewise a country should offer loans at interest rates they want therefore creating a realistic market for loans. a country that doesn't have enough money to pay back its loans will have its credit rating reduced therefore making other countries more reluctant to offer it loans at low interest rates.

Agree.

Agreed

Agreed, make a IMF in this game and take out the development loans from sec council. countries deposit money in IMF and get voting right, countries who want to refinance their debt can request money from IMF. loans should be done based on a countries credit score- finance index and loans should be a last resort, instead countries and enterprises should issue bonds and than if their is demand some players will buy it for their enterprises or countries. they all are issued and start at .50 percent interest a game year and go up by .05 each game month they are not bought by some playerss. they are posted on a trading bonds page and on that page shows bond money requested and interest along with finance index score and country assets.

if they added this it would help new players which is what its all about.

@Quetzalcoatl: No it wouldn't. New countries often plunge deep into the red giving them a poor credit score and increasing their borrowing costs.

An easier way of issuing development grants (perhaps directly from countries) combined with advice is the best way to help new players.

Also..

Implement riots, looting, assassinations, and, if you are a democracy, political parties that cripple your ability to take actions.

Jihadists would be a fine addition as well.

I agree with BC again.... whoopee

Oh! Oh, oh! And aliens! Give us some aliens!

You're a freaking alien...

Skandar (Little Upsilon)
Wednesday, August 10, 2011 - 10:27 am
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@Quetzalcoatl: No it wouldn't. New countries often plunge deep into the red giving them a poor credit score and increasing their borrowing costs.

An easier way of issuing development grants (perhaps directly from countries) combined with advice is the best way to help new players.


Yes It would new players would be able to request large loans at a lower borrowing cost from an IMF type fund, kida like what greece did. Of course the country would have to make some sacrifices like lower defense, and cut down on costs.

The game should focus on recruiting players that can afford $100 a year to play this game.

Stop the free memberships.

I call for an invasion by my spacemen!

The Lagunas shall be victorious! Lagunify yourself!

If that means waiting for hunks to invade then my country is open and you're welcome. Just don't actually try taking power or the ladies of the country will evict you with efficiency never seen before.

<!-Quote-!>Quote:

The game should focus on recruiting players that can afford $100 a year to play this game.

Stop the free War Protection by War Level Crabs like Maestro memberships.<!-/Quote-!>

Maestro = Turd. This quote also means you don't want people like yourself getting a free ride elsewhere in the game, right?

Yeah... I thought so CRAB!

Shut Tha Phuck UP!! FRONT DOOR!!

Why bother Wendy? He will only come back with some comment about bikinis or such.

lol, you're probably right.

Wendy,

I thought you retired?

Cheers,

Maestro

So, back to the topic at hand. I agree shallom, some type of change w/ loans to make it more realistic would be a good idea. Some of the details are a little foggy but a good idea never-the-less.

i don't know how the conversation got so of track but creating a market for loans wouldn't cause new countries to go into debt.I was once a new country and i never went into debt. New countries that have extra cash can put it in the loan market and actually get money back and use it to grow their economy. i gave out 3.7 trillion dollars in loans and i only got 300 million dollars in intrest per month, which does little to improve my economy. And either way the majority of countries that are in debt have a military that their economy can't afford.

and by the way is corporatepartner a country or one of the admins

Not an "admin", haha. Talk to Laguna, maybe, if you need assistance, as he's a "moderator".

LG is no longer the moderator.

Forward your questions gamemaster@simcountry.com

Ditto.